Feature

Card A

Card B

Card C

What are the APRs?
     For purchases?

     For cash advances?

     For balance transfers?

     If you pay late?

What type of interest does the card have?
     Fixed or variable? Tiered?

How long is the grace period?
     If you carry over a balance?

     If you pay off the balance each month?

     For cash advances?

How is the finance charge calculated?
     One cycle or two?

     Including or excluding new purchases?

     Average or adjusted?

     Minimum finance charge?

What are the fees?
     Annual

     Late-payment

     Over-the-credit-limit

     Set-up

What are the cash advance features?
     Transaction fees

     Limits

How much is the credit limit?

What kind of card is it?
     Secured? Regular? Premium?

Does the card offer other features?
     Rebates

     Frequent flier miles

     Insurance

     Other